Pub. 1 2012-2013 Issue 2

N E W J E R S E Y C O A L I T I O N O F A U T O M O T I V E R E T A I L E R S S U M M E R 2 0 1 2 10 new jersey auto retailer Reduce Costs • ImproveWorker Safety • Prevent On-The Job Injuries Workers’ Compensation Safety Group Dividend Program To obtain a quote for Workers’ Comp coverage through through the NJ CAR Program, call John Birofka at the Creative Agency Group, 1.800.888.8381, ext. 113. Join the nearly 150 New Jersey dealerships that saved 25% on Workers’ Compensation premiums in the past year thanks to: An Up-Front 15% Managed-Care Discount An Additional Up-Front 5% Credit A 5% Declared Dividend For the 2011 policy year, all current participating dealerships continue to receive a total of 20% up-front savings — before any additional dividend is declared at policy expiration. You owe it to your bottom line to compare the NJ CAR Workers’ Compensation Safety Group Dividend Program with other plans, especially your existing coverage. Don’t forget, the NJ CAR program also provides a wide variety of in-house training. of the Franchise Practices Act 40+ Years The New Jersey Franchise Practices Act, enacted in 1971, defines the relationship and obligations of franchisors and franchisees in connection with franchise agreements. The Act strongly favors franchisees and was enacted to remedy unfair practices on the part of franchisors. N E W J E R S E Y C O A L I T I O N O F A U T O M O T I V E R E T A I L E R S 11 new jersey auto retailer W W W . N J C A R . O R G