Pub. 13 2014-2015 Issue 2

100% B UILT F OR N EW J ERSEY D EALERS Our structure is built 100% to benefit your personal wealth goals. It’s that simple. We are the only program that structures dealer reinsurance and risk-transfer companies to deliver 100% of the underwriting profits and investment income to the dealer. When we say “dealer-owned program,” we mean just that. The others still try to treat your business as their money, and we think that’s just plain wrong. Since 1990, Portfolio has been the leading pioneer in the reinsurance business model with a single purpose. It is our mission to give every available benefit to the dealer, starting with superior F&I profitability. It’s a promise we keep by committing to a disciplined and comprehensive approach to all aspects of income development for the dealership. We will deliver: • Results-driven F&I training by an industry leader for faster closes, increased PRU and better CSI • Comprehensive menu support package • Regular scheduled follow-ups with dealership business managers • Regular scheduled reviews of F&I performance with the managers, and of all reinsurance company activity with the dealer principal. • Quarterly review and analysis of reinsurance cession statements with the dealer principal to reveal additional profit opportunities • Annual meeting between our management team and the dealer principal to set goals and address all F&I profit opportunities Y OU C AN H AVE I T A LL . www.PortfolioReinsur ance.com Our Managing Director, Greg Hoffman , personally invites Dealer Principals to contact him directly. 800.761.4546 ghoffman@corprmg.com P ORTFOLIO IS BUILT FOR DEALERSHIPS AND OWNERS LIKE YOU . Find out what it means to have a program built for you. Take the appointment when a Portfolio agent calls on you.

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