Pub. 14 2015-2016 Issue 4

NJ CAR’s Workers’ Compensation Program now offers a Zero Injury Pro- gram (ZIP), aimed at eliminating loss exposure, creating safer workplaces and cutting dealerships’ insurance premiums. Fewer claims and reduced expenses translate to higher profits! Reducing a dealership’s potential losses can lead to a lower experience mod and a higher scheduled credit. NJ CAR Workers’ Compensation Program participants also have the potential for an individual dealership dividend at year-end. The NJ CAR ZIP has met with great success from early adopters. Just look at what some of your colleagues are saying about it… NJ CAR’s ZERO INJURY Program For more information about NJ CAR’s ZIP, please contact Charles Russo at 609.883.5056, x314 or via email at crusso@njcar.org . The ZIP program is an excellent, structured way to limit workers’ compensation exposure. Getting ALL employees involved in raising awareness of workplace safety has led to a lower frequency of claims. — Jeff Wall, Dealer Principal, George Wall Ford Lincoln The commitment to safety has changed the very culture of safety awareness at all our locations. At the end of the day, the NJ CAR ZIP program has helped us improve our dealership financial results. But more importantly, our employees are working more safely. — Eric Nielsen, Dealer Principal, Dover Dodge Chrysler Jeep NJ CAR’s Zero Injury Program is the medium we need to lower our costs and protect our employees. Workers’ Compensation had grown to be our single largest insurance expense. The point of the safety meetings is to convey and reinforce an ATTITUDE of safety. — Richard Engel, Controller, Lynnes Auto Group