Pub. 15 2016-2017 Issue 2

N E W J E R S E Y C O A L I T I O N O F A U T O M O T I V E R E T A I L E R S I S S U E N O . 3 , 2 0 1 6 30 new jersey auto retailer Comments or Content ideas? for New Jersey Auto Retailer We are working hard to make New Jersey Auto Retailer relevant to your business needs. You’ll find NJ CAR-affiliated contributors offering their take on issues of concern to the retail automotive industry. If there is something you’d like to learn more about in the pages of New Jersey Auto Retailer, please contact: Brian Hughes, Director of Communications at (609) 883-5056, ext. 315 or at bhughes@njcar.org . Recipient of Hermes Publication Award ISSUENO.3,2015 F&I Impacts the Bottom Line NEW JERSEY COALITION OF AUTOMOTIVE RETAILERS NEW JERSEY COALITION OF AUTOMOTIVE RETAILERS Insurance Provides Protection From Economic Ruin ISSUENO.2,2015 Recipient of Hermes Publication Award IssueNo.1,2015 NEW JERSEY COALITION OF AUTOMOTIVE RETAILERS LOOKING FORWARD STATE OF THE RACE  continued from page 25 single state. But their net effect – siphoning votes from one of the major party nominees, might result in a spoiler effect – so that the candidate with the apparent party advantage in a state doesn’t win. Such was the case in 1992, when H. Ross Perot garnered 19 percent of the popular vote, with most analysis concluding that he siphoned votes fromGeorge H.W. Bush, paving the way for Bill Clinton’s elec- tion. In 2016, another Clinton could be a beneficiary of a third party candidate, or be its victim. Brigid Callahan Harrison, Ph.D is professor of political science and law at Mont- clair State University, where she teaches courses in American government. A frequent commentator on state and national politics, she is the author of five books on American politics. Like her on Facebook at Brigid Callahan Harrison. Follow her on Twitter @BriCalHar. 1 Evaluations of the performance of independent economic variables on the basis of their coefficient of determination (or r-squared) shows that these vari- ables alone can explain up to 50 percent of U.S. presidential election results over time. Some analyses show that economic variables are better predictors of modern elections than historic ones.