Pub. 17 2018-2019 Issue 3

N E W J E R S E Y C O A L I T I O N O F A U T O M O T I V E R E T A I L E R S 4 new jersey auto retailer I S S U E N O . 4 , 2 0 1 8 PUBLISHED BY THE NEWSLINK GROUP, LLC 855.747.4003 CONTENTS MEMBERS OF THE NJ CAR BOARD OF TRUSTEES 2018-2019 NJ CAR BOARD OF TRUSTEES BY REGION Leonard R. Datello ......................................................................................................Chairman Scott R. Senior.................................................................................................... Vice Chairman Rob Sickel .....................................................................................................................Secretary Judith A. Schumacher-Tilton .......................................................................................Treasurer Michael F. DiFeo............................................... Regional Vice President (Northern Region I) Eric Nielsen.......................................................Regional Vice President (Northern Region II) James Curley, III......................................................Regional Vice President (Central Region) Vacant...................................................................Regional Vice President (Southern Region) Robert J. Larson ........................................................................................... Budget Chairman Michael McGuire...........................................................NJ CAR Insurance Co. Ltd. Chairman Scott R. Senior........................................................................NJ CAR Services, Inc. President Frank M. Pezzolla..........................................................................Truck Committee Chairman Raymond M. Burke, III .................................................................................CAR-PAC President Richard A. DeSilva, Sr............................................................... NADA Director for New Jersey James B. Appleton .......................................................................................................President NORTHERN REGION I (Bergen, Essex, Hudson, Passaic, Sussex) Carmine DeMaio Michael P. DeSilva Norman Dorf (Alt.) Guy Johnson (Alt.) Paul Korzinski Jr. Brian Lam Renee P. McGuire Engle Oostdyk (Alt.) James Russomano Richard Selman Todd Van Duren NORTHERN REGION II (Hunterdon, Morris, Somerset, Union, Warren) Scott Barna (Alt.) Fred Beans David Ferraez David Galembo Mark Montenero Michael Salerno Andy Shapiro Thomas Stark (Alt.) William L. Strauss, III CENTRAL REGION (Middlesex, Monmouth, Ocean) Robert Ciasulli Sam F. DiFeo (Alt.) Elizabeth Giglio George Liang Melissa Longo Richard Malouf, Jr. James Reydel Shari Sandidge Steven Schmelz (Alt.) Anton Semprivivo (Alt.) Jordan Wright SOUTHERN REGION (Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Mercer, Salem) Ronald E. Baus, Jr. Allan C. Eastlack, Sr. Scott T. Harvey Thomas J. Hessert, Jr. (Alt.) William Kassner Judith Krupnick John R. Lilliston Marcy Maguire (Alt.) Robert D. McCormick (Alt.) Paul Muller, Jr. Tina C. Wright 6 Chairman’s Message LENNY DATELLO 7 President’s Message JAMES B. APPLETON 8 NADA Director’s Message RICHARD A. DESILVA, SR. 10 NJ CAR Offers Valuable Assistance to Help Dealers Navigate ALL Licensing Issues JUDI MCGINLEY & JENNY WARD 12 NJ CAR’s Zero Injury Protection (ZIP) Program Is NOT Your Typical Walk-Through CHARLES RUSSO 13 NJ CAR’s Academy Celebrates A Decade Of Providing Top Quality Training & Education Services ROBERT C. MAY 15 NJ CAR Offers Products & Services To Assist ALL Areas Of The Dealership Operation GAIL CAPUTI 16 The Four “F” Words of 401(k)s: Part Three: Fiduciary Responsibilities KEVIN ELLMAN, CFP 17 NJ CAR Offers a Variety of Insurance Products to Protect Dealers JUDI MCGINLEY 20 NJ CAR Provides Tools To Engage With The Coalition WHERE You Want, WHEN You Want and HOW You Want BRIAN HUGHES 22 NJ CAR Services Offers Dealers Hundreds of Products At Competitive Prices SCOTT KLEY 28 What You Don’t Know, CAN Hurt You - NJ CAR Helps Guide Dealers Through The Legal & Regulatory Maze ANTHONY ANASTASIO 30 NJ CAR Motor Vehicle Operations Offers Multiple Services To Assist Dealers SUE SBARRO ©2019 New Jersey Coalition of Automotive Retailers | The newsLINK Group, LLC. All rights reserved. he The New Jersey Auto Retailer is published four times each year by The newsLINK Group, LLC for the New Jersey Coalition of Automotive Retailers (NJCAR) and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and dealer education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the New Jersey Coalition of Automotive Retailers (NJCAR), its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. NJCAR is a collective work and as such some articles are submitted by authors that are independent of the New Jersey Coalition of Automotive Retailers (NJCAR). While the New Jersey Coalition of Automotive Retailers (NJCAR) encourages a first print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at: 855.747.4003.